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Your Net Profit

 

Everybody wants to know how much money they will make

when the home is sold. There is an easy way to figure this out.

 

If you do these calculations and you come up with a negative number, you would be classified as a Short Sale. That means you do not have enough money to pay back the bank. In this case, you need to get approval from the bank to sell the property.

 

 


 

A. Start with your estimated sales price.

 

B. Minus your existing mortgage. Include any second mortgages and prepayment penalties.

 

C. Minus sellers closing costs. Closing cost in Nevada are around 2% of the sales price for the seller. These fees include such items as escrow fees, title insurance, recording fees, transfer tax, home warranty, appraisal, etc.

 

D. Minus any liens. If there are any liens on the property you will need to pay them off through escrow. You can find out if there are any liens by contacting a title company and asking them for a preliminary title report. We recommend that you use Old Republic Title Company. Call Christy Quidding at (702) 313-2088.

 

E. Minus the commission being paid to the buyers agent. If you are paying the agent who represents the buyer a 3% commission, you will need to figure this amount into your costs.

 

F. Minus any buyer's closing costs you agree to pay. If you agree to pay the buyer's closing costs, which are usually around 3% of the sales price, you should subtract this also. It is not an unusual thing to pay part of the buyer's closing costs. Remember this is a negotiation; if they want you to pay this, you can raise the sales price to cover them.

 

There you have it: your estimated net profit!

 

 


 

 

 

 

Here is an example:

 

Line A  $255,000 

 

Minus Line B  $138,554 

 

Minus Line C  $5,100    

 

Minus Line D  $0          

 

Minus Line E  $7,650    

 

Minus Line F  $7,650    

 

Your Estimated Net Profit  $96,046